Free insurance tools
Every tool you need — free, anonymous, no signup.
Byinsured is a publication, not a brokerage. Everything below is free, anonymous, and built to help you read your own policy better. We never share your data with insurers.
Policy decoder
Paste any clause from your policy and get a plain-English explanation of what it actually means.
OpenTerm glossary
300+ insurance terms decoded with gotcha notes, sourced from actual policy documents.
OpenPremium calculator
Estimate fair premiums for term life, health, and motor insurance independent of any insurer quote.
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