Free guides to help you read your own policy.
Byinsured is a publication, not a brokerage. Every guide below is free, anonymous, and built to help you understand insurance before you buy it. We never share your data with insurers.
Policy decoder
Paste any clause from your policy and we’ll explain what it actually means in plain English.
OpenTerm glossary
300+ insurance terms decoded — searchable, with examples and ‘gotcha’ notes for each.
OpenPremium calculators
Estimate fair premiums for term life, health, and motor — independent of any insurer.
OpenClaim-prep checklists
Printable checklists for filing health, motor, and travel claims so nothing gets rejected for paperwork.
OpenTravel insurance deep-dive
A 6-part series on what ‘comprehensive’ travel cover really excludes — and how to fix it cheaply.
Read seriesLife insurance explained
Term vs whole life vs universal — plain-English pros, cons, and when none of them make sense.
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Built for people who read the fine print
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Browse by insurance type or search for a specific clause or term you’ve encountered.
Read the plain English version
Every guide is written by an editor who has read the source document, not trained on synthetic data.
Make an informed decision
We don’t tell you which policy to buy — we make sure you understand what you’re actually buying.